Credit Card & Personal Finance Statistics in 71418
Credit Card Debt in 71418
- 71418 Credit Card Debt
-
- The estimated average credit card debt for 71418 residents is $4,773. [1]
- Average credit card debt amount in Louisiana (all cities) is
4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 71418
71418 Credit Scores
- Credit Scores in 71418
-
- Residents of 71418 (LA) have an estimated average credit score of 669. [3]
- The average credit score in Louisiana (all cities) is
3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]
More 71418 (Columbia, LA) Credit Stats
- Credit card delinquency rates in Louisiana [2]
-
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that
is 33% greater than the national average of 0.57%.
- Cardholders in 71418 who are more than 90 days late on payments
-
- Louisiana Rate: 0.76%
- National Average: 0.57%
- Statute of limitations for credit card debt in 71418 [4]
-
- 71418 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 71418 (Columbia, LA)
Recent credit card complaints originating from consumers in 71418, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 71418
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
8 |
| Improper use of your report |
5 |
| Took or threatened to take negative or legal action |
4 |
| Getting a credit card |
1 |
| Problems at the end of the loan or lease |
1 |
| Other |
1 |
* Total 2021 - 2024 (current)
Additional information about Louisiana
About 71418
71418 is associated with the city of Columbia, which is located in Caldwell County in the state of Louisiana. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in Louisiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
