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Comprehensive Local Credit Card Guide

Credit Cards in 04109 (Portland, ME)

Credit Card Debt in 04109

^ Average credit card debt in 04109 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04109

^ Based on overall Maine data, the credit card delinquency rate in Portland is approximately 0.53%. [2]

Credit Scores in 04109

^ The average credit score in Portland is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04109

Credit Card Debt in 04109


  • 04109 Credit Card Debt
    • The estimated average credit card debt for 04109 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04109


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04109 Credit Scores


  • Credit Scores in 04109
    • Residents of 04109 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04109 (Portland, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04109 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04109 [4]
    • 04109 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 04109 (Portland, ME)

Recent credit card complaints originating from consumers in 04109, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 04109

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Maine

About 04109

04109 is associated with the city of Portland, which is located in Cumberland County in the state of Maine. [6]

ME Credit Cards

04109 Credit Cards

For more information about 04109 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Maine


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Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04109

6. ^ United States Census Bureau