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Comprehensive Local Credit Card Guide

Credit Cards in 04481 (Sebec, ME)

Credit Card Debt in 04481

^ Average credit card debt in 04481 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04481

^ Based on overall Maine data, the credit card delinquency rate in Sebec is approximately 0.53%. [2]

Credit Scores in 04481

^ The average credit score in Sebec is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04481

Credit Card Debt in 04481


  • 04481 Credit Card Debt
    • The estimated average credit card debt for 04481 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04481


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04481 Credit Scores


  • Credit Scores in 04481
    • Residents of 04481 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04481 (Sebec, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04481 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04481 [4]
    • 04481 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 04481 (Sebec, ME)

Recent credit card complaints originating from consumers in 04481, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 04481

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Maine

About 04481

04481 is associated with the city of Sebec, which is located in Piscataquis County in the state of Maine. [6]

ME Credit Cards

04481 Credit Cards

For more information about 04481 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Maine


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Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04481

6. ^ United States Census Bureau