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Comprehensive Local Credit Card Guide

Credit Cards in 04763 (Oakfield, ME)

Credit Card Debt in 04763

^ Average credit card debt in 04763 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04763

^ Based on overall Maine data, the credit card delinquency rate in Oakfield is approximately 0.53%. [2]

Credit Scores in 04763

^ The average credit score in Oakfield is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04763

Credit Card Debt in 04763


  • 04763 Credit Card Debt
    • The estimated average credit card debt for 04763 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04763


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04763 Credit Scores


  • Credit Scores in 04763
    • Residents of 04763 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04763 (Oakfield, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04763 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04763 [4]
    • 04763 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 04763 (Oakfield, ME)

Recent credit card complaints originating from consumers in 04763, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 04763

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Maine

About 04763

04763 is associated with the city of Oakfield, which is located in Aroostook County in the state of Maine. [6]

ME Credit Cards

04763 Credit Cards

For more information about 04763 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Maine


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Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04763

6. ^ United States Census Bureau