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Comprehensive Local Credit Card Guide

Credit Cards in 04903 (Waterville, ME)

Credit Card Debt in 04903

^ Average credit card debt in 04903 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04903

^ Based on overall Maine data, the credit card delinquency rate in Waterville is approximately 0.53%. [2]

Credit Scores in 04903

^ The average credit score in Waterville is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04903

Credit Card Debt in 04903


  • 04903 Credit Card Debt
    • The estimated average credit card debt for 04903 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04903


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04903 Credit Scores


  • Credit Scores in 04903
    • Residents of 04903 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04903 (Waterville, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04903 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04903 [4]
    • 04903 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 04903 (Waterville, ME)

Recent credit card complaints originating from consumers in 04903, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 04903

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Maine

About 04903

04903 is associated with the city of Waterville, which is located in Kennebec County in the state of Maine. [6]

ME Credit Cards

04903 Credit Cards

For more information about 04903 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Maine


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Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer financial complaints in 04903

6. ^ United States Census Bureau