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Comprehensive Local Credit Card Guide

Credit Cards in 04961 (New Portland, ME)

Credit Card Debt in 04961

^ Average credit card debt in 04961 is approximately $4,797, based on overall Maine data. [1]

Credit Card Delinquency in 04961

^ Based on overall Maine data, the credit card delinquency rate in New Portland is approximately 0.53%. [2]

Credit Scores in 04961

^ The average credit score in New Portland is approximately 712, based on collective Maine data. [3]

ME Credit Cards

Credit Card & Personal Finance Statistics in 04961

Credit Card Debt in 04961


  • 04961 Credit Card Debt
    • The estimated average credit card debt for 04961 residents is $4,797. [1]
    • Average credit card debt amount in Maine (all cities) is 3% less than the national average of $4,965.
    • Collectively, Maine cities rank 29th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 04961


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04961 Credit Scores


  • Credit Scores in 04961
    • Residents of 04961 (ME) have an estimated average credit score of 712. [3]
    • The average credit score in Maine (all cities) is 2.3% greater than the national average score of 696.
    • Maine collectively ranks 15th in the U.S. in average credit score of residents. [3]

More 04961 (New Portland, ME) Credit Stats

  • Credit card delinquency rates in Maine [2]
    • Maine residents (all cities) rank 31st in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 04961 who are more than 90 days late on payments
    • Maine Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 04961 [4]
    • 04961 (Maine) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 04961 (New Portland, ME)

Recent credit card complaints originating from consumers in 04961, ME. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 04961

Complaint Issue Number of Complaints*
Problem when making payments 1
Struggling to pay mortgage 1
* Total 2021 - 2024 (current)

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Additional information about Maine

About 04961

04961 is associated with the city of New Portland, which is located in Somerset County in the state of Maine. [6]

ME Credit Cards

04961 Credit Cards

For more information about 04961 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Maine


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Cities in ME

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maine State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau