Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 20855 (Derwood, MD)

Credit Card Debt in 20855

^ Average credit card debt in 20855 is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in 20855

^ Based on overall Maryland data, the credit card delinquency rate in Derwood is approximately 0.61%. [2]

Credit Scores in 20855

^ The average credit score in Derwood is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Credit Card & Personal Finance Statistics in 20855

Credit Card Debt in 20855


  • 20855 Credit Card Debt
    • The estimated average credit card debt for 20855 residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20855


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


20855 Credit Scores


  • Credit Scores in 20855
    • Residents of 20855 (MD) have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More 20855 (Derwood, MD) Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Cardholders in 20855 who are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20855 [4]
    • 20855 (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 20855 (Derwood, MD)

Recent credit card complaints originating from consumers in 20855, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 20855

Complaint Issue Number of Complaints*
Incorrect information on your report 32
Improper use of your report 15
Problem with a company's investigation into an existing problem 10
Problem with a credit reporting company's investigation 9
Problem with a purchase shown on your statement 7
Other 32
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Maryland

About 20855

20855 is associated with the city of Derwood, which is located in Montgomery County in the state of Maryland. [6]

MD Credit Cards

20855 Credit Cards

For more information about 20855 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Maryland


Go

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 20855

6. ^ United States Census Bureau