Comprehensive Local Credit Card Guide

Credit Cards in 20879 (Gaithersburg, MD)

Credit Card Debt in 20879

^ Average credit card debt in 20879 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 20879

^ Based on overall Maryland data, the credit card delinquency rate in Gaithersburg is approximately 0.61%. ^[2]

Credit Scores in 20879

^ The average credit score in Gaithersburg is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 20879

Credit Card Debt in 20879

20879 Credit Card Debt
- The estimated average credit card debt for 20879 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 20879

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20879 Credit Scores

Credit Scores in 20879
- Residents of 20879 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 20879 (Gaithersburg, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 20879 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 20879 ^[4]
- 20879 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 20879 (Gaithersburg, MD)

Recent credit card complaints originating from consumers in 20879, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 20879

Complaint Issue	Number of Complaints*
Improper use of your report	53
Problem with a credit reporting company's investigation	35
Incorrect information on your report	34
Attempts to collect debt not owed	7
Managing an account	7
Other	48

* Total 2021 - 2024 (current)

Additional information about Maryland

About 20879

20879 is associated with the city of Gaithersburg, which is located in Montgomery County in the state of Maryland. ^[6]

20879 Credit Cards

For more information about 20879 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau