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Comprehensive Local Credit Card Guide

Credit Cards in 20882 (Gaithersburg, MD)

Credit Card Debt in 20882

^ Average credit card debt in 20882 is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in 20882

^ Based on overall Maryland data, the credit card delinquency rate in Gaithersburg is approximately 0.61%. [2]

Credit Scores in 20882

^ The average credit score in Gaithersburg is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Credit Card & Personal Finance Statistics in 20882

Credit Card Debt in 20882


  • 20882 Credit Card Debt
    • The estimated average credit card debt for 20882 residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20882


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20882 Credit Scores


  • Credit Scores in 20882
    • Residents of 20882 (MD) have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More 20882 (Gaithersburg, MD) Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Cardholders in 20882 who are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20882 [4]
    • 20882 (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 20882 (Gaithersburg, MD)

Recent credit card complaints originating from consumers in 20882, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 20882

Complaint Issue Number of Complaints*
Managing an account 9
Incorrect information on your report 7
Communication tactics 2
Fees or interest 2
Applying for a mortgage or refinancing an existing mortgage 1
Other 8
* Total 2021 - 2024 (current)

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Additional information about Maryland

About 20882

20882 is associated with the city of Gaithersburg, which is located in Montgomery County in the state of Maryland. [6]

MD Credit Cards

20882 Credit Cards

For more information about 20882 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Maryland


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Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 20882

6. ^ United States Census Bureau