Comprehensive Local Credit Card Guide

Credit Cards in 21206 (Baltimore, MD)

Credit Card Debt in 21206

^ Average credit card debt in 21206 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 21206

^ Based on overall Maryland data, the credit card delinquency rate in Baltimore is approximately 0.61%. ^[2]

Credit Scores in 21206

^ The average credit score in Baltimore is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 21206

Credit Card Debt in 21206

21206 Credit Card Debt
- The estimated average credit card debt for 21206 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 21206

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21206 Credit Scores

Credit Scores in 21206
- Residents of 21206 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 21206 (Baltimore, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 21206 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 21206 ^[4]
- 21206 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 21206 (Baltimore, MD)

Recent credit card complaints originating from consumers in 21206, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 21206

Complaint Issue	Number of Complaints*
Incorrect information on your report	512
Improper use of your report	387
Problem with a credit reporting company's investigation	231
Problem with a company's investigation into an existing problem	119
Attempts to collect debt not owed	38
Other	172

* Total 2021 - 2024 (current)

Additional information about Maryland

About 21206

21206 is associated with the city of Baltimore, which is located in Baltimore (city) County in the state of Maryland. ^[6]

21206 Credit Cards

For more information about 21206 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau