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Comprehensive Local Credit Card Guide

Credit Cards in 21227 (Halethorpe, MD)

Credit Card Debt in 21227

^ Average credit card debt in 21227 is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in 21227

^ Based on overall Maryland data, the credit card delinquency rate in Halethorpe is approximately 0.61%. [2]

Credit Scores in 21227

^ The average credit score in Halethorpe is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Credit Card & Personal Finance Statistics in 21227

Credit Card Debt in 21227


  • 21227 Credit Card Debt
    • The estimated average credit card debt for 21227 residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 21227


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21227 Credit Scores


  • Credit Scores in 21227
    • Residents of 21227 (MD) have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More 21227 (Halethorpe, MD) Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Cardholders in 21227 who are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 21227 [4]
    • 21227 (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 21227 (Halethorpe, MD)

Recent credit card complaints originating from consumers in 21227, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 21227

Complaint Issue Number of Complaints*
Incorrect information on your report 135
Improper use of your report 72
Problem with a company's investigation into an existing problem 44
Problem with a credit reporting company's investigation 35
False statements or representation 8
Other 71
* Total 2021 - 2024 (current)

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Additional information about Maryland

About 21227

21227 is associated with the city of Halethorpe, which is located in Baltimore County in the state of Maryland. [6]

MD Credit Cards

21227 Credit Cards

For more information about 21227 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Maryland


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Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 21227

6. ^ United States Census Bureau