Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Gaithersburg Credit Cards

Credit Card Debt in Gaithersburg

^ Average credit card debt in Gaithersburg is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in Gaithersburg

^ Based on overall MD data, the credit card delinquency rate in Gaithersburg is approximately 0.61%. [2]

Credit Scores in Gaithersburg

^ The average credit score in Gaithersburg is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Gaithersburg, MD Credit Card & Personal Finance Statistics

Gaithersburg Credit Card Debt

  • Credit Card Debt in Gaithersburg
    • The estimated average credit card debt for Gaithersburg residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Gaithersburg Credit Card Calculator

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

Gaithersburg Credit Scores

  • Credit Scores in Gaithersburg
    • Residents of Gaithersburg, MD have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More Gaithersburg, MD Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Gaithersburg cardholders that are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gaithersburg [4]
    • Gaithersburg (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Maryland

About Gaithersburg

Gaithersburg is a city located in Montgomery County in the state of Maryland, and has a population of approximately 59,933. [6]

MD Credit Cards

Gaithersburg Credit Cards

For more information about Gaithersburg credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in MD

ZIP Codes in Maryland



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau