Comprehensive Local Credit Card Guide

Credit Cards in 21401 (Annapolis, MD)

Credit Card Debt in 21401

^ Average credit card debt in 21401 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 21401

^ Based on overall Maryland data, the credit card delinquency rate in Annapolis is approximately 0.61%. ^[2]

Credit Scores in 21401

^ The average credit score in Annapolis is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 21401

Credit Card Debt in 21401

21401 Credit Card Debt
- The estimated average credit card debt for 21401 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 21401

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21401 Credit Scores

Credit Scores in 21401
- Residents of 21401 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 21401 (Annapolis, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 21401 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 21401 ^[4]
- 21401 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 21401 (Annapolis, MD)

Recent credit card complaints originating from consumers in 21401, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 21401

Complaint Issue	Number of Complaints*
Improper use of your report	147
Incorrect information on your report	127
Unable to get your credit report or credit score	30
Problem with a credit reporting company's investigation	27
Attempts to collect debt not owed	25
Other	89

* Total 2021 - 2024 (current)

Additional information about Maryland

About 21401

21401 is associated with the city of Annapolis, which is located in Anne Arundel County in the state of Maryland. ^[6]

21401 Credit Cards

For more information about 21401 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau