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Comprehensive Local Credit Card Guide

Credit Cards in 59638 (Jefferson City, MT)

Credit Card Debt in 59638

^ Average credit card debt in 59638 is approximately $4,565, based on overall Montana data. [1]

Credit Card Delinquency in 59638

^ Based on overall Montana data, the credit card delinquency rate in Jefferson City is approximately 0.37%. [2]

Credit Scores in 59638

^ The average credit score in Jefferson City is approximately 715, based on collective Montana data. [3]

MT Credit Cards

Credit Card & Personal Finance Statistics in 59638

Credit Card Debt in 59638


  • 59638 Credit Card Debt
    • The estimated average credit card debt for 59638 residents is $4,565. [1]
    • Average credit card debt amount in Montana (all cities) is 8% less than the national average of $4,965.
    • Collectively, Montana cities rank 39th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 59638


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59638 Credit Scores


  • Credit Scores in 59638
    • Residents of 59638 (MT) have an estimated average credit score of 715. [3]
    • The average credit score in Montana (all cities) is 2.73% greater than the national average score of 696.
    • Montana collectively ranks 8th in the U.S. in average credit score of residents. [3]

More 59638 (Jefferson City, MT) Credit Stats

  • Credit card delinquency rates in Montana [2]
    • Montana residents (all cities) rank 49th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 59638 who are more than 90 days late on payments
    • Montana Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 59638 [4]
    • 59638 (Montana) Law: 8 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 59638 (Jefferson City, MT)

Recent credit card complaints originating from consumers in 59638, MT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 59638

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Montana

About 59638

59638 is associated with the city of Jefferson City, which is located in Jefferson County in the state of Montana. [6]

MT Credit Cards

59638 Credit Cards

For more information about 59638 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Montana


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Cities in MT

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Montana State Legislature

5. ^ Consumer financial complaints in 59638

6. ^ United States Census Bureau