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Comprehensive Local Credit Card Guide

Credit Cards in 89704 (Washoe Valley, NV)

Credit Card Debt in 89704

^ Average credit card debt in 89704 is approximately $4,851, based on overall Nevada data. [1]

Credit Card Delinquency in 89704

^ Based on overall Nevada data, the credit card delinquency rate in Washoe Valley is approximately 0.7%. [2]

Credit Scores in 89704

^ The average credit score in Washoe Valley is approximately 677, based on collective Nevada data. [3]

NV Credit Cards

Credit Card & Personal Finance Statistics in 89704

Credit Card Debt in 89704


  • 89704 Credit Card Debt
    • The estimated average credit card debt for 89704 residents is $4,851. [1]
    • Average credit card debt amount in Nevada (all cities) is 2% less than the national average of $4,965.
    • Collectively, Nevada cities rank 25th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 89704


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89704 Credit Scores


  • Credit Scores in 89704
    • Residents of 89704 (NV) have an estimated average credit score of 677. [3]
    • The average credit score in Nevada (all cities) is 2.73% less than the national average score of 696.
    • Nevada collectively ranks 45th in the U.S. in average credit score of residents. [3]

More 89704 (Washoe Valley, NV) Credit Stats

  • Credit card delinquency rates in Nevada [2]
    • Nevada residents (all cities) rank 8th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 89704 who are more than 90 days late on payments
    • Nevada Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 89704 [4]
    • 89704 (Nevada) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 89704 (Washoe Valley, NV)

Recent credit card complaints originating from consumers in 89704, NV. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 89704

Complaint Issue Number of Complaints*
Dealing with your lender or servicer 3
Incorrect information on your report 3
Problem with a lender or other company charging your account 1
* Total 2021 - 2024 (current)

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Additional information about Nevada

About 89704

89704 is associated with the city of Washoe Valley, which is located in Washoe County in the state of Nevada. [6]

NV Credit Cards

89704 Credit Cards

For more information about 89704 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Nevada


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Cities in NV

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Nevada State Legislature

5. ^ Consumer financial complaints in 89704

6. ^ United States Census Bureau