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Comprehensive Local Credit Card Guide

Sparks Credit Cards

Credit Card Debt in Sparks

^ Average credit card debt in Sparks is approximately $4,851, based on overall Nevada data. [1]

Credit Card Delinquency in Sparks

^ Based on overall NV data, the credit card delinquency rate in Sparks is approximately 0.7%. [2]

Credit Scores in Sparks

^ The average credit score in Sparks is approximately 677, based on collective Nevada data. [3]

NV Credit Cards

Sparks, NV Credit Card & Personal Finance Statistics

Sparks Credit Card Debt

  • Credit Card Debt in Sparks
    • The estimated average credit card debt for Sparks residents is $4,851. [1]
    • Average credit card debt amount in Nevada (all cities) is 2% less than the national average of $4,965.
    • Collectively, Nevada cities rank 25th in the U.S. in average credit card debt. [1]

Sparks Credit Card Calculator

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Sparks Credit Scores

  • Credit Scores in Sparks
    • Residents of Sparks, NV have an estimated average credit score of 677. [3]
    • The average credit score in Nevada (all cities) is 2.73% less than the national average score of 696.
    • Nevada collectively ranks 45th in the U.S. in average credit score of residents. [3]

More Sparks, NV Credit Stats

  • Credit card delinquency rates in Nevada [2]
    • Nevada residents (all cities) rank 8th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Sparks cardholders that are more than 90 days late on payments
    • Nevada Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Sparks [4]
    • Sparks (Nevada) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Nevada

About Sparks

Sparks is a city located in Washoe County in the state of Nevada, and has a population of approximately 90,264. [6]

NV Credit Cards

Sparks Credit Cards

For more information about Sparks credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NV

ZIP Codes in Nevada



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Nevada State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau