Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Fernley Credit Cards

Credit Card Debt in Fernley

^ Average credit card debt in Fernley is approximately $4,851, based on overall Nevada data. [1]

Credit Card Delinquency in Fernley

^ Based on overall NV data, the credit card delinquency rate in Fernley is approximately 0.7%. [2]

Credit Scores in Fernley

^ The average credit score in Fernley is approximately 677, based on collective Nevada data. [3]

NV Credit Cards

Fernley, NV Credit Card & Personal Finance Statistics

Fernley Credit Card Debt

  • Credit Card Debt in Fernley
    • The estimated average credit card debt for Fernley residents is $4,851. [1]
    • Average credit card debt amount in Nevada (all cities) is 2% less than the national average of $4,965.
    • Collectively, Nevada cities rank 25th in the U.S. in average credit card debt. [1]

Fernley Credit Card Calculator

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

Fernley Credit Scores

  • Credit Scores in Fernley
    • Residents of Fernley, NV have an estimated average credit score of 677. [3]
    • The average credit score in Nevada (all cities) is 2.73% less than the national average score of 696.
    • Nevada collectively ranks 45th in the U.S. in average credit score of residents. [3]

More Fernley, NV Credit Stats

  • Credit card delinquency rates in Nevada [2]
    • Nevada residents (all cities) rank 8th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Fernley cardholders that are more than 90 days late on payments
    • Nevada Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Fernley [4]
    • Fernley (Nevada) Law: 4 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Nevada

About Fernley

Fernley is a city located in Lyon County in the state of Nevada, and has a population of approximately 19,368. [6]

NV Credit Cards

Fernley Credit Cards

For more information about Fernley credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in NV

ZIP Codes in Nevada



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Nevada State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau