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Comprehensive Local Credit Card Guide

Credit Cards in 07008 (Carteret, NJ)

Credit Card Debt in 07008

^ Average credit card debt in 07008 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07008

^ Based on overall New Jersey data, the credit card delinquency rate in Carteret is approximately 0.56%. [2]

Credit Scores in 07008

^ The average credit score in Carteret is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07008

Credit Card Debt in 07008


  • 07008 Credit Card Debt
    • The estimated average credit card debt for 07008 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07008


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07008 Credit Scores


  • Credit Scores in 07008
    • Residents of 07008 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07008 (Carteret, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07008 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07008 [4]
    • 07008 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 07008 (Carteret, NJ)

Recent credit card complaints originating from consumers in 07008, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 07008

Complaint Issue Number of Complaints*
Incorrect information on your report 441
Improper use of your report 271
Problem with a credit reporting company's investigation 72
Problem with a company's investigation into an existing problem 63
Problem with a purchase shown on your statement 13
Other 63
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 07008

07008 is associated with the city of Carteret, which is located in Middlesex County in the state of New Jersey. [6]

NJ Credit Cards

07008 Credit Cards

For more information about 07008 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07008

6. ^ United States Census Bureau

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