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Comprehensive Local Credit Card Guide

Credit Cards in 08861 (Perth Amboy, NJ)

Credit Card Debt in 08861

^ Average credit card debt in 08861 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 08861

^ Based on overall New Jersey data, the credit card delinquency rate in Perth Amboy is approximately 0.56%. [2]

Credit Scores in 08861

^ The average credit score in Perth Amboy is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 08861

Credit Card Debt in 08861


  • 08861 Credit Card Debt
    • The estimated average credit card debt for 08861 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 08861


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08861 Credit Scores


  • Credit Scores in 08861
    • Residents of 08861 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 08861 (Perth Amboy, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 08861 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 08861 [4]
    • 08861 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About 08861

08861 is associated with the city of Perth Amboy, which is located in Middlesex County in the state of New Jersey. [6]

NJ Credit Cards

08861 Credit Cards

For more information about 08861 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New Jersey


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Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau