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Comprehensive Local Credit Card Guide

Credit Cards in 07032 (Kearny, NJ)

Credit Card Debt in 07032

^ Average credit card debt in 07032 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07032

^ Based on overall New Jersey data, the credit card delinquency rate in Kearny is approximately 0.56%. [2]

Credit Scores in 07032

^ The average credit score in Kearny is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07032

Credit Card Debt in 07032


  • 07032 Credit Card Debt
    • The estimated average credit card debt for 07032 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07032


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07032 Credit Scores


  • Credit Scores in 07032
    • Residents of 07032 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07032 (Kearny, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07032 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07032 [4]
    • 07032 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About 07032

07032 is associated with the city of Kearny, which is located in Hudson County in the state of New Jersey. [6]

NJ Credit Cards

07032 Credit Cards

For more information about 07032 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New Jersey


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Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau