Comprehensive Local Credit Card Guide

Credit Cards in 08902 (North Brunswick, NJ)

Credit Card Debt in 08902

^ Average credit card debt in 08902 is approximately $5,484, based on overall New Jersey data. ^[1]

Credit Card Delinquency in 08902

^ Based on overall New Jersey data, the credit card delinquency rate in North Brunswick is approximately 0.56%. ^[2]

Credit Scores in 08902

^ The average credit score in North Brunswick is approximately 708, based on collective New Jersey data. ^[3]

Credit Card & Personal Finance Statistics in 08902

Credit Card Debt in 08902

08902 Credit Card Debt
- The estimated average credit card debt for 08902 residents is $5,484. ^[1]
- Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 08902

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08902 Credit Scores

Credit Scores in 08902
- Residents of 08902 (NJ) have an estimated average credit score of 708. ^[3]
- The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. ^[3]

More 08902 (North Brunswick, NJ) Credit Stats

Credit card delinquency rates in New Jersey ^[2]
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 08902 who are more than 90 days late on payments
- New Jersey Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 08902 ^[4]
- 08902 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 08902 (North Brunswick, NJ)

Recent credit card complaints originating from consumers in 08902, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 08902

Complaint Issue	Number of Complaints*
Incorrect information on your report	207
Improper use of your report	119
Problem with a credit reporting company's investigation	94
Problem with a company's investigation into an existing problem	43
Managing an account	10
Other	81

* Total 2021 - 2024 (current)

Additional information about New Jersey

About 08902

08902 is associated with the city of North Brunswick, which is located in Middlesex County in the state of New Jersey. ^[6]

08902 Credit Cards

For more information about 08902 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New Jersey

Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau