Comprehensive Local Credit Card Guide

Credit Cards in 07649 (Oradell, NJ)

Credit Card Debt in 07649

^ Average credit card debt in 07649 is approximately $5,484, based on overall New Jersey data. ^[1]

Credit Card Delinquency in 07649

^ Based on overall New Jersey data, the credit card delinquency rate in Oradell is approximately 0.56%. ^[2]

Credit Scores in 07649

^ The average credit score in Oradell is approximately 708, based on collective New Jersey data. ^[3]

Credit Card & Personal Finance Statistics in 07649

Credit Card Debt in 07649

07649 Credit Card Debt
- The estimated average credit card debt for 07649 residents is $5,484. ^[1]
- Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 07649

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07649 Credit Scores

Credit Scores in 07649
- Residents of 07649 (NJ) have an estimated average credit score of 708. ^[3]
- The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. ^[3]

More 07649 (Oradell, NJ) Credit Stats

Credit card delinquency rates in New Jersey ^[2]
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 07649 who are more than 90 days late on payments
- New Jersey Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 07649 ^[4]
- 07649 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 07649 (Oradell, NJ)

Recent credit card complaints originating from consumers in 07649, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 07649

Complaint Issue	Number of Complaints*
Incorrect information on your report	4
Struggling to pay mortgage	2
Advertising and marketing, including promotional offers	1
Applying for a mortgage or refinancing an existing mortgage	1
Communication tactics	1
Other	9

* Total 2021 - 2024 (current)

Additional information about New Jersey

About 07649

07649 is associated with the city of Oradell, which is located in Bergen County in the state of New Jersey. ^[6]

07649 Credit Cards

For more information about 07649 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New Jersey

Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau