Comprehensive Local Credit Card Guide

Credit Cards in 07011 (Clifton, NJ)

Credit Card Debt in 07011

^ Average credit card debt in 07011 is approximately $5,484, based on overall New Jersey data. ^[1]

Credit Card Delinquency in 07011

^ Based on overall New Jersey data, the credit card delinquency rate in Clifton is approximately 0.56%. ^[2]

Credit Scores in 07011

^ The average credit score in Clifton is approximately 708, based on collective New Jersey data. ^[3]

Credit Card & Personal Finance Statistics in 07011

Credit Card Debt in 07011

07011 Credit Card Debt
- The estimated average credit card debt for 07011 residents is $5,484. ^[1]
- Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 07011

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07011 Credit Scores

Credit Scores in 07011
- Residents of 07011 (NJ) have an estimated average credit score of 708. ^[3]
- The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. ^[3]

More 07011 (Clifton, NJ) Credit Stats

Credit card delinquency rates in New Jersey ^[2]
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 07011 who are more than 90 days late on payments
- New Jersey Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 07011 ^[4]
- 07011 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 07011 (Clifton, NJ)

Recent credit card complaints originating from consumers in 07011, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 07011

Complaint Issue	Number of Complaints*
Incorrect information on your report	535
Improper use of your report	296
Problem with a credit reporting company's investigation	141
Problem with a company's investigation into an existing problem	136
Attempts to collect debt not owed	14
Other	95

* Total 2021 - 2024 (current)

Additional information about New Jersey

About 07011

07011 is associated with the city of Clifton, which is located in Passaic County in the state of New Jersey. ^[6]

07011 Credit Cards

For more information about 07011 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New Jersey

Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07011

6. ^ United States Census Bureau