Comprehensive Local Credit Card Guide

Credit Cards in 07047 (North Bergen, NJ)

Credit Card Debt in 07047

^ Average credit card debt in 07047 is approximately $5,484, based on overall New Jersey data. ^[1]

Credit Card Delinquency in 07047

^ Based on overall New Jersey data, the credit card delinquency rate in North Bergen is approximately 0.56%. ^[2]

Credit Scores in 07047

^ The average credit score in North Bergen is approximately 708, based on collective New Jersey data. ^[3]

Credit Card & Personal Finance Statistics in 07047

Credit Card Debt in 07047

07047 Credit Card Debt
- The estimated average credit card debt for 07047 residents is $5,484. ^[1]
- Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 07047

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07047 Credit Scores

Credit Scores in 07047
- Residents of 07047 (NJ) have an estimated average credit score of 708. ^[3]
- The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. ^[3]

More 07047 (North Bergen, NJ) Credit Stats

Credit card delinquency rates in New Jersey ^[2]
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 07047 who are more than 90 days late on payments
- New Jersey Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 07047 ^[4]
- 07047 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 07047 (North Bergen, NJ)

Recent credit card complaints originating from consumers in 07047, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 07047

Complaint Issue	Number of Complaints*
Incorrect information on your report	928
Problem with a credit reporting company's investigation	465
Improper use of your report	392
Problem with a company's investigation into an existing problem	352
Attempts to collect debt not owed	50
Other	159

* Total 2021 - 2024 (current)

Additional information about New Jersey

About 07047

07047 is associated with the city of North Bergen, which is located in Hudson County in the state of New Jersey. ^[6]

07047 Credit Cards

For more information about 07047 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New Jersey

Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07047

6. ^ United States Census Bureau