Credit Card & Personal Finance Statistics in 07092
Credit Card Debt in 07092
- 07092 Credit Card Debt
-
- The estimated average credit card debt for 07092 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07092
07092 Credit Scores
- Credit Scores in 07092
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- Residents of 07092 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07092 (Mountainside, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07092 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07092 [4]
-
- 07092 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07092 (Mountainside, NJ)
Recent credit card complaints originating from consumers in 07092, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07092
| Complaint Issue |
Number of Complaints* |
| Problem with a credit reporting company's investigation |
6 |
| Incorrect information on your report |
3 |
| Managing an account |
1 |
| Struggling to pay mortgage |
1 |
| Took or threatened to take negative or legal action |
1 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07092
07092 is associated with the city of Mountainside, which is located in Union County in the state of New Jersey. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
