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Comprehensive Local Credit Card Guide

Credit Cards in 07461 (Sussex, NJ)

Credit Card Debt in 07461

^ Average credit card debt in 07461 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07461

^ Based on overall New Jersey data, the credit card delinquency rate in Sussex is approximately 0.56%. [2]

Credit Scores in 07461

^ The average credit score in Sussex is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07461

Credit Card Debt in 07461


  • 07461 Credit Card Debt
    • The estimated average credit card debt for 07461 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07461


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07461 Credit Scores


  • Credit Scores in 07461
    • Residents of 07461 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07461 (Sussex, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07461 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07461 [4]
    • 07461 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 07461 (Sussex, NJ)

Recent credit card complaints originating from consumers in 07461, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 07461

Complaint Issue Number of Complaints*
Incorrect information on your report 24
Improper use of your report 14
Problem with a credit reporting company's investigation 7
Written notification about debt 6
Other transaction problem 3
Other 12
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 07461

07461 is associated with the city of Sussex, which is located in Sussex County in the state of New Jersey. [6]

NJ Credit Cards

07461 Credit Cards

For more information about 07461 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New Jersey


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Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07461

6. ^ United States Census Bureau