Credit Card & Personal Finance Statistics in 07481
Credit Card Debt in 07481
- 07481 Credit Card Debt
-
- The estimated average credit card debt for 07481 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07481
07481 Credit Scores
- Credit Scores in 07481
-
- Residents of 07481 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07481 (Wyckoff, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07481 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07481 [4]
-
- 07481 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07481 (Wyckoff, NJ)
Recent credit card complaints originating from consumers in 07481, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07481
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
10 |
| Closing an account |
2 |
| Getting a credit card |
1 |
| Managing an account |
1 |
| Other service problem |
1 |
| Other |
4 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07481
07481 is associated with the city of Wyckoff, which is located in Bergen County in the state of New Jersey. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
