Comprehensive Local Credit Card Guide

Credit Cards in 07502 (Paterson, NJ)

Credit Card Debt in 07502

^ Average credit card debt in 07502 is approximately $5,484, based on overall New Jersey data. ^[1]

Credit Card Delinquency in 07502

^ Based on overall New Jersey data, the credit card delinquency rate in Paterson is approximately 0.56%. ^[2]

Credit Scores in 07502

^ The average credit score in Paterson is approximately 708, based on collective New Jersey data. ^[3]

Credit Card & Personal Finance Statistics in 07502

Credit Card Debt in 07502

07502 Credit Card Debt
- The estimated average credit card debt for 07502 residents is $5,484. ^[1]
- Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 07502

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07502 Credit Scores

Credit Scores in 07502
- Residents of 07502 (NJ) have an estimated average credit score of 708. ^[3]
- The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. ^[3]

More 07502 (Paterson, NJ) Credit Stats

Credit card delinquency rates in New Jersey ^[2]
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 07502 who are more than 90 days late on payments
- New Jersey Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 07502 ^[4]
- 07502 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 07502 (Paterson, NJ)

Recent credit card complaints originating from consumers in 07502, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 07502

Complaint Issue	Number of Complaints*
Incorrect information on your report	246
Improper use of your report	156
Problem with a company's investigation into an existing problem	73
Problem with a credit reporting company's investigation	14
Written notification about debt	4
Other	13

* Total 2021 - 2024 (current)

Additional information about New Jersey

About 07502

07502 is associated with the city of Paterson, which is located in Passaic County in the state of New Jersey. ^[6]

07502 Credit Cards

For more information about 07502 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New Jersey

Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07502

6. ^ United States Census Bureau