Comprehensive Local Credit Card Guide

Credit Cards in 07628 (Dumont, NJ)

Credit Card Debt in 07628

^ Average credit card debt in 07628 is approximately $5,484, based on overall New Jersey data. ^[1]

Credit Card Delinquency in 07628

^ Based on overall New Jersey data, the credit card delinquency rate in Dumont is approximately 0.56%. ^[2]

Credit Scores in 07628

^ The average credit score in Dumont is approximately 708, based on collective New Jersey data. ^[3]

Credit Card & Personal Finance Statistics in 07628

Credit Card Debt in 07628

07628 Credit Card Debt
- The estimated average credit card debt for 07628 residents is $5,484. ^[1]
- Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 07628

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07628 Credit Scores

Credit Scores in 07628
- Residents of 07628 (NJ) have an estimated average credit score of 708. ^[3]
- The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. ^[3]

More 07628 (Dumont, NJ) Credit Stats

Credit card delinquency rates in New Jersey ^[2]
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.

Cardholders in 07628 who are more than 90 days late on payments
- New Jersey Rate: 0.56%
- National Average: 0.57%

Statute of limitations for credit card debt in 07628 ^[4]
- 07628 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 07628 (Dumont, NJ)

Recent credit card complaints originating from consumers in 07628, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 07628

Complaint Issue	Number of Complaints*
Improper use of your report	44
Incorrect information on your report	27
Problem with a credit reporting company's investigation	13
Problem with a company's investigation into an existing problem	8
Attempts to collect debt not owed	2
Other	12

* Total 2021 - 2024 (current)

Additional information about New Jersey

About 07628

07628 is associated with the city of Dumont, which is located in Bergen County in the state of New Jersey. ^[6]

07628 Credit Cards

For more information about 07628 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New Jersey

Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07628

6. ^ United States Census Bureau