Credit Card & Personal Finance Statistics in 07630
Credit Card Debt in 07630
- 07630 Credit Card Debt
-
- The estimated average credit card debt for 07630 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07630
07630 Credit Scores
- Credit Scores in 07630
-
- Residents of 07630 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07630 (Emerson, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07630 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07630 [4]
-
- 07630 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07630 (Emerson, NJ)
Recent credit card complaints originating from consumers in 07630, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07630
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
7 |
| Improper use of your report |
3 |
| Managing an account |
1 |
| Other features, terms, or problems |
1 |
| Problem with a purchase shown on your statement |
1 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07630
07630 is associated with the city of Emerson, which is located in Bergen County in the state of New Jersey. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
