Credit Card & Personal Finance Statistics in 07721
Credit Card Debt in 07721
- 07721 Credit Card Debt
-
- The estimated average credit card debt for 07721 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07721
07721 Credit Scores
- Credit Scores in 07721
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- Residents of 07721 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07721 (Cliffwood, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07721 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07721 [4]
-
- 07721 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07721 (Cliffwood, NJ)
Recent credit card complaints originating from consumers in 07721, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07721
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
59 |
| Unable to get your credit report or credit score |
19 |
| Improper use of your report |
12 |
| Problem with a company's investigation into an existing problem |
5 |
| Problem with fraud alerts or security freezes |
4 |
| Other |
10 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07721
07721 is associated with the city of Cliffwood, which is located in Monmouth County in the state of New Jersey. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
