Credit Card & Personal Finance Statistics in 08097
Credit Card Debt in 08097
- 08097 Credit Card Debt
-
- The estimated average credit card debt for 08097 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 08097
08097 Credit Scores
- Credit Scores in 08097
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- Residents of 08097 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 08097 (Woodbury Heights, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 08097 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 08097 [4]
-
- 08097 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 08097 (Woodbury Heights, NJ)
Recent credit card complaints originating from consumers in 08097, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 08097
| Complaint Issue |
Number of Complaints* |
| Problem with a credit reporting company's investigation |
5 |
| Incorrect information on your report |
4 |
| Attempts to collect debt not owed |
1 |
| Communication tactics |
1 |
| Dealing with your lender or servicer |
1 |
| Other |
3 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 08097
08097 is associated with the city of Woodbury Heights, which is located in Gloucester County in the state of New Jersey. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
