Credit Card & Personal Finance Statistics in 08226
Credit Card Debt in 08226
- 08226 Credit Card Debt
-
- The estimated average credit card debt for 08226 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 08226
08226 Credit Scores
- Credit Scores in 08226
-
- Residents of 08226 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 08226 (Ocean City, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 08226 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 08226 [4]
-
- 08226 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 08226 (Ocean City, NJ)
Recent credit card complaints originating from consumers in 08226, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 08226
| Complaint Issue |
Number of Complaints* |
| Attempts to collect debt not owed |
3 |
| Trouble during payment process |
3 |
| Improper use of your report |
2 |
| Incorrect information on your report |
2 |
| Applying for a mortgage or refinancing an existing mortgage |
1 |
| Other |
5 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 08226
08226 is associated with the city of Ocean City, which is located in Cape May County in the state of New Jersey. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
