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Comprehensive Local Credit Card Guide

Credit Cards in 08402 (Margate City, NJ)

Credit Card Debt in 08402

^ Average credit card debt in 08402 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 08402

^ Based on overall New Jersey data, the credit card delinquency rate in Margate City is approximately 0.56%. [2]

Credit Scores in 08402

^ The average credit score in Margate City is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 08402

Credit Card Debt in 08402


  • 08402 Credit Card Debt
    • The estimated average credit card debt for 08402 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 08402


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08402 Credit Scores


  • Credit Scores in 08402
    • Residents of 08402 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 08402 (Margate City, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 08402 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 08402 [4]
    • 08402 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 08402 (Margate City, NJ)

Recent credit card complaints originating from consumers in 08402, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 08402

Complaint Issue Number of Complaints*
Incorrect information on your report 3
Managing an account 2
Written notification about debt 2
Closing on a mortgage 1
Closing your account 1
Other 2
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 08402

08402 is associated with the city of Margate City, which is located in Atlantic County in the state of New Jersey. [6]

NJ Credit Cards

08402 Credit Cards

For more information about 08402 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New Jersey


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Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 08402

6. ^ United States Census Bureau