Credit Card & Personal Finance Statistics in 08755
Credit Card Debt in 08755
- 08755 Credit Card Debt
-
- The estimated average credit card debt for 08755 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 08755
08755 Credit Scores
- Credit Scores in 08755
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- Residents of 08755 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 08755 (Toms River, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 08755 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 08755 [4]
-
- 08755 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 08755 (Toms River, NJ)
Recent credit card complaints originating from consumers in 08755, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 08755
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
419 |
| Problem with a credit reporting company's investigation |
143 |
| Improper use of your report |
92 |
| Problem with a company's investigation into an existing problem |
55 |
| Written notification about debt |
42 |
| Other |
141 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 08755
08755 is associated with the city of Toms River, which is located in Ocean County in the state of New Jersey. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
