Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 08804 (Bloomsbury, NJ)

Credit Card Debt in 08804

^ Average credit card debt in 08804 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 08804

^ Based on overall New Jersey data, the credit card delinquency rate in Bloomsbury is approximately 0.56%. [2]

Credit Scores in 08804

^ The average credit score in Bloomsbury is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 08804

Credit Card Debt in 08804


  • 08804 Credit Card Debt
    • The estimated average credit card debt for 08804 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 08804


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


08804 Credit Scores


  • Credit Scores in 08804
    • Residents of 08804 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 08804 (Bloomsbury, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 08804 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 08804 [4]
    • 08804 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 08804 (Bloomsbury, NJ)

Recent credit card complaints originating from consumers in 08804, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 08804

Complaint Issue Number of Complaints*
Struggling to pay mortgage 5
Dealing with your lender or servicer 1
Managing an account 1
Trouble during payment process 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about New Jersey

About 08804

08804 is associated with the city of Bloomsbury, which is located in Hunterdon County in the state of New Jersey. [6]

NJ Credit Cards

08804 Credit Cards

For more information about 08804 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New Jersey


Go

Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 08804

6. ^ United States Census Bureau