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Comprehensive Local Credit Card Guide

Credit Cards in 87125 (Albuquerque, NM)

Credit Card Debt in 87125

^ Average credit card debt in 87125 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 87125

^ Based on overall New Mexico data, the credit card delinquency rate in Albuquerque is approximately 0.55%. [2]

Credit Scores in 87125

^ The average credit score in Albuquerque is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 87125

Credit Card Debt in 87125


  • 87125 Credit Card Debt
    • The estimated average credit card debt for 87125 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 87125


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87125 Credit Scores


  • Credit Scores in 87125
    • Residents of 87125 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 87125 (Albuquerque, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 87125 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 87125 [4]
    • 87125 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 87125 (Albuquerque, NM)

Recent credit card complaints originating from consumers in 87125, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 87125

Complaint Issue Number of Complaints*
Improper use of your report 3
Managing an account 2
Attempts to collect debt not owed 1
Dealing with your lender or servicer 1
False statements or representation 1
Other 2
* Total 2021 - 2024 (current)

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Additional information about New Mexico

About 87125

87125 is associated with the city of Albuquerque, which is located in Bernalillo County in the state of New Mexico. [6]

NM Credit Cards

87125 Credit Cards

For more information about 87125 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New Mexico


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Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer financial complaints in 87125

6. ^ United States Census Bureau