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Comprehensive Local Credit Card Guide

Credit Cards in 87420 (Shiprock, NM)

Credit Card Debt in 87420

^ Average credit card debt in 87420 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 87420

^ Based on overall New Mexico data, the credit card delinquency rate in Shiprock is approximately 0.55%. [2]

Credit Scores in 87420

^ The average credit score in Shiprock is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 87420

Credit Card Debt in 87420


  • 87420 Credit Card Debt
    • The estimated average credit card debt for 87420 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 87420


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87420 Credit Scores


  • Credit Scores in 87420
    • Residents of 87420 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 87420 (Shiprock, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 87420 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 87420 [4]
    • 87420 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 87420 (Shiprock, NM)

Recent credit card complaints originating from consumers in 87420, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 87420

Complaint Issue Number of Complaints*
Problem with a company's investigation into an existing problem 2
Incorrect information on your report 1
Managing the loan or lease 1
Problem with a credit reporting company's investigation 1
Trouble using the card 1
* Total 2021 - 2024 (current)

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Additional information about New Mexico

About 87420

87420 is associated with the city of Shiprock, which is located in San Juan County in the state of New Mexico. [6]

NM Credit Cards

87420 Credit Cards

For more information about 87420 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New Mexico


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Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer financial complaints in 87420

6. ^ United States Census Bureau