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Comprehensive Local Credit Card Guide

Espanola Credit Cards

Credit Card Debt in Espanola

^ Average credit card debt in Espanola is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in Espanola

^ Based on overall NM data, the credit card delinquency rate in Espanola is approximately 0.55%. [2]

Credit Scores in Espanola

^ The average credit score in Espanola is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Espanola, NM Credit Card & Personal Finance Statistics

Espanola Credit Card Debt


  • Credit Card Debt in Espanola
    • The estimated average credit card debt for Espanola residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Espanola Credit Card Calculator


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Espanola Credit Scores


  • Credit Scores in Espanola
    • Residents of Espanola, NM have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More Espanola, NM Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Espanola cardholders that are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Espanola [4]
    • Espanola (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about New Mexico

About Espanola

Espanola is a city located in Rio Arriba County in the state of New Mexico, and has a population of approximately 10,224. [6]

NM Credit Cards

Espanola Credit Cards

For more information about Espanola credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NM

ZIP Codes in New Mexico


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau