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Comprehensive Local Credit Card Guide

Credit Cards in 10964 (Palisades, NY)

Credit Card Debt in 10964

^ Average credit card debt in 10964 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10964

^ Based on overall New York data, the credit card delinquency rate in Palisades is approximately 0.59%. [2]

Credit Scores in 10964

^ The average credit score in Palisades is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10964

Credit Card Debt in 10964


  • 10964 Credit Card Debt
    • The estimated average credit card debt for 10964 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10964


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10964 Credit Scores


  • Credit Scores in 10964
    • Residents of 10964 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10964 (Palisades, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10964 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10964 [4]
    • 10964 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10964 (Palisades, NY)

Recent credit card complaints originating from consumers in 10964, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 10964

Complaint Issue Number of Complaints*
Improper use of your report 1
* Total 2021 - 2024 (current)

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Additional information about New York

About 10964

10964 is associated with the city of Palisades, which is located in Rockland County in the state of New York. [6]

NY Credit Cards

10964 Credit Cards

For more information about 10964 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10964

6. ^ United States Census Bureau