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Comprehensive Local Credit Card Guide

Credit Cards in 14527 (Penn Yan, NY)

Credit Card Debt in 14527

^ Average credit card debt in 14527 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14527

^ Based on overall New York data, the credit card delinquency rate in Penn Yan is approximately 0.59%. [2]

Credit Scores in 14527

^ The average credit score in Penn Yan is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14527

Credit Card Debt in 14527


  • 14527 Credit Card Debt
    • The estimated average credit card debt for 14527 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14527


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14527 Credit Scores


  • Credit Scores in 14527
    • Residents of 14527 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14527 (Penn Yan, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14527 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14527 [4]
    • 14527 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14527 (Penn Yan, NY)

Recent credit card complaints originating from consumers in 14527, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14527

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 1
Problem when making payments 1
Problem with a credit reporting company's investigation 1
Problem with customer service 1
Written notification about debt 1
* Total 2021 - 2024 (current)

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Additional information about New York

About 14527

14527 is associated with the city of Penn Yan, which is located in Yates County in the state of New York. [6]

NY Credit Cards

14527 Credit Cards

For more information about 14527 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14527

6. ^ United States Census Bureau