Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

New York Credit Cards

Credit Card Debt in NY

^ New York residents have average credit card debt of $4,952, which ranks 20th in the nation. [1]

Credit Card Info in NY by City

Select a city for local information:

Go

Credit Card Delinquency in NY

^ The credit card delinquency rate for New York residents is 0.59%, which ranks 19th in the U.S. [2]

NY Credit Cards

New York Credit Card & Personal Finance Statistics

New York Credit Card Debt


  • Credit Card Debt: NY vs. U.S.
    • New York residents have average credit card debt of $4,952. [1]
    • The average credit card debt amount in New York is 0% less than the national average of $4,965.
    • NY ranks 20th in the nation in average credit card debt. [1]

Credit Card Delinquency in NY


  • Cardholders that are more than 90 days late on credit card payments in New York [2]
    • New York ranks 19th in the nation with a credit card delinquency rate that is 4% greater than the national average of 0.57%.
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in New York [4]
    • New York: 6 years
    • U.S. Average: 5.4 years

New York Credit Scores


  • Credit Scores: NY vs. U.S.
    • New York residents have an average credit score of 704. [3]
    • The average credit score for New York residents is 1% greater than the national average score of 696.
    • NY ranks 24th in the nation in average credit score. [3]

New York Demographics

Income Breakdown in New York

Sorry, data is not currently available.
Please check back later.


Household Income: New York vs. U.S.

Sorry, data is not currently available.
Please check back later.


Age Breakdown in New York

Sorry, data is not currently available.
Please check back later.


CIT Savings Builder

Additional information about New York

About New York

The state of New York has a population of approximately 19,378,102, ranking 4th in the nation. [5]

NY Credit Cards

More about New York Credit Cards

For more information about New York credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

New York Cities

New York ZIP Codes


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ United States Census Bureau

6. ^ U.S. Federal Reserve