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Comprehensive Local Credit Card Guide

Credit Cards in 14625 (Rochester, NY)

Credit Card Debt in 14625

^ Average credit card debt in 14625 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14625

^ Based on overall New York data, the credit card delinquency rate in Rochester is approximately 0.59%. [2]

Credit Scores in 14625

^ The average credit score in Rochester is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14625

Credit Card Debt in 14625


  • 14625 Credit Card Debt
    • The estimated average credit card debt for 14625 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14625


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14625 Credit Scores


  • Credit Scores in 14625
    • Residents of 14625 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14625 (Rochester, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14625 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14625 [4]
    • 14625 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14625 (Rochester, NY)

Recent credit card complaints originating from consumers in 14625, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14625

Complaint Issue Number of Complaints*
Improper use of your report 10
Problem with a credit reporting company's investigation 2
Incorrect information on your report 1
Managing an account 1
Problem when making payments 1
Other 1
* Total 2021 - 2024 (current)

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Additional information about New York

About 14625

14625 is associated with the city of Rochester, which is located in Monroe County in the state of New York. [6]

NY Credit Cards

14625 Credit Cards

For more information about 14625 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14625

6. ^ United States Census Bureau