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Comprehensive Local Credit Card Guide

Credit Cards in 12788 (Woodbourne, NY)

Credit Card Debt in 12788

^ Average credit card debt in 12788 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12788

^ Based on overall New York data, the credit card delinquency rate in Woodbourne is approximately 0.59%. [2]

Credit Scores in 12788

^ The average credit score in Woodbourne is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12788

Credit Card Debt in 12788


  • 12788 Credit Card Debt
    • The estimated average credit card debt for 12788 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12788


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12788 Credit Scores


  • Credit Scores in 12788
    • Residents of 12788 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12788 (Woodbourne, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12788 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12788 [4]
    • 12788 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 12788 (Woodbourne, NY)

Recent credit card complaints originating from consumers in 12788, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 12788

Complaint Issue Number of Complaints*
Problem with a purchase or transfer 2
Attempts to collect debt not owed 1
Fraud or scam 1
Getting a loan or lease 1
Written notification about debt 1
* Total 2021 - 2024 (current)

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Additional information about New York

About 12788

12788 is associated with the city of Woodbourne, which is located in Sullivan County in the state of New York. [6]

NY Credit Cards

12788 Credit Cards

For more information about 12788 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 12788

6. ^ United States Census Bureau