Comprehensive Local Credit Card Guide

Credit Cards in 11426 (Bellerose, NY)

Credit Card Debt in 11426

^ Average credit card debt in 11426 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 11426

^ Based on overall New York data, the credit card delinquency rate in Bellerose is approximately 0.59%. ^[2]

Credit Scores in 11426

^ The average credit score in Bellerose is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 11426

Credit Card Debt in 11426

11426 Credit Card Debt
- The estimated average credit card debt for 11426 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 11426

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11426 Credit Scores

Credit Scores in 11426
- Residents of 11426 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 11426 (Bellerose, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 11426 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 11426 ^[4]
- 11426 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 11426 (Bellerose, NY)

Recent credit card complaints originating from consumers in 11426, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 11426

Complaint Issue	Number of Complaints*
Incorrect information on your report	71
Improper use of your report	58
Problem with a credit reporting company's investigation	41
Problem with a company's investigation into an existing problem	22
Managing an account	11
Other	48

* Total 2021 - 2024 (current)

Additional information about New York

About 11426

11426 is associated with the city of Bellerose, which is located in Queens County in the state of New York. ^[6]

11426 Credit Cards

For more information about 11426 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11426

6. ^ United States Census Bureau