Comprehensive Local Credit Card Guide

Credit Cards in 11776 (Port Jefferson Station, NY)

Credit Card Debt in 11776

^ Average credit card debt in 11776 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 11776

^ Based on overall New York data, the credit card delinquency rate in Port Jefferson Station is approximately 0.59%. ^[2]

Credit Scores in 11776

^ The average credit score in Port Jefferson Station is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 11776

Credit Card Debt in 11776

11776 Credit Card Debt
- The estimated average credit card debt for 11776 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 11776

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11776 Credit Scores

Credit Scores in 11776
- Residents of 11776 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 11776 (Port Jefferson Station, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 11776 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 11776 ^[4]
- 11776 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 11776 (Port Jefferson Station, NY)

Recent credit card complaints originating from consumers in 11776, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 11776

Complaint Issue	Number of Complaints*
Improper use of your report	75
Incorrect information on your report	71
Problem with a company's investigation into an existing problem	10
Took or threatened to take negative or legal action	6
Threatened to contact someone or share information improperly	4
Other	35

* Total 2021 - 2024 (current)

Additional information about New York

About 11776

11776 is associated with the city of Port Jefferson Station, which is located in Suffolk County in the state of New York. ^[6]

11776 Credit Cards

For more information about 11776 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11776

6. ^ United States Census Bureau