Comprehensive Local Credit Card Guide

Credit Cards in 11783 (Seaford, NY)

Credit Card Debt in 11783

^ Average credit card debt in 11783 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 11783

^ Based on overall New York data, the credit card delinquency rate in Seaford is approximately 0.59%. ^[2]

Credit Scores in 11783

^ The average credit score in Seaford is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 11783

Credit Card Debt in 11783

11783 Credit Card Debt
- The estimated average credit card debt for 11783 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 11783

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11783 Credit Scores

Credit Scores in 11783
- Residents of 11783 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 11783 (Seaford, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 11783 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 11783 ^[4]
- 11783 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 11783 (Seaford, NY)

Recent credit card complaints originating from consumers in 11783, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 11783

Complaint Issue	Number of Complaints*
Improper use of your report	34
Incorrect information on your report	18
Dealing with your lender or servicer	13
Problem with a company's investigation into an existing problem	12
Problem with a credit reporting company's investigation	12
Other	50

* Total 2021 - 2024 (current)

Additional information about New York

About 11783

11783 is associated with the city of Seaford, which is located in Nassau County in the state of New York. ^[6]

11783 Credit Cards

For more information about 11783 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11783

6. ^ United States Census Bureau