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Comprehensive Local Credit Card Guide

Credit Cards in 11946 (Hampton Bays, NY)

Credit Card Debt in 11946

^ Average credit card debt in 11946 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 11946

^ Based on overall New York data, the credit card delinquency rate in Hampton Bays is approximately 0.59%. [2]

Credit Scores in 11946

^ The average credit score in Hampton Bays is approximately 704, based on collective New York data. [3]

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Credit Card & Personal Finance Statistics in 11946

Credit Card Debt in 11946


  • 11946 Credit Card Debt
    • The estimated average credit card debt for 11946 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 11946


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11946 Credit Scores


  • Credit Scores in 11946
    • Residents of 11946 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 11946 (Hampton Bays, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 11946 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 11946 [4]
    • 11946 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 11946 (Hampton Bays, NY)

Recent credit card complaints originating from consumers in 11946, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 11946

Complaint Issue Number of Complaints*
Improper use of your report 83
Incorrect information on your report 21
Problem with a company's investigation into an existing problem 5
Attempts to collect debt not owed 4
Managing an account 4
Other 10
* Total 2021 - 2024 (current)

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Additional information about New York

About 11946

11946 is associated with the city of Hampton Bays, which is located in Suffolk County in the state of New York. [6]

NY Credit Cards

11946 Credit Cards

For more information about 11946 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11946

6. ^ United States Census Bureau