Comprehensive Local Credit Card Guide

Credit Cards in 12010 (Amsterdam, NY)

Credit Card Debt in 12010

^ Average credit card debt in 12010 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 12010

^ Based on overall New York data, the credit card delinquency rate in Amsterdam is approximately 0.59%. ^[2]

Credit Scores in 12010

^ The average credit score in Amsterdam is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 12010

Credit Card Debt in 12010

12010 Credit Card Debt
- The estimated average credit card debt for 12010 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 12010

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12010 Credit Scores

Credit Scores in 12010
- Residents of 12010 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 12010 (Amsterdam, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 12010 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 12010 ^[4]
- 12010 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 12010 (Amsterdam, NY)

Recent credit card complaints originating from consumers in 12010, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 12010

Complaint Issue	Number of Complaints*
Improper use of your report	34
Incorrect information on your report	28
Problem with a company's investigation into an existing problem	12
Managing an account	4
Problem with a credit reporting company's investigation	4
Other	24

* Total 2021 - 2024 (current)

Additional information about New York

About 12010

12010 is associated with the city of Amsterdam, which is located in Montgomery County in the state of New York. ^[6]

12010 Credit Cards

For more information about 12010 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 12010

6. ^ United States Census Bureau