Credit Card & Personal Finance Statistics in 12015
Credit Card Debt in 12015
- 12015 Credit Card Debt
-
- The estimated average credit card debt for 12015 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12015
12015 Credit Scores
- Credit Scores in 12015
-
- Residents of 12015 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12015 (Athens, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12015 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12015 [4]
-
- 12015 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12015 (Athens, NY)
Recent credit card complaints originating from consumers in 12015, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12015
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
10 |
| Problem with a company's investigation into an existing problem |
6 |
| Closing your account |
1 |
| Problem with a credit reporting company's investigation |
1 |
| Trouble during payment process |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 12015
12015 is associated with the city of Athens, which is located in Greene County in the state of New York. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
